Your next project starts here.
Capital to build, renovate or pursue a new opportunity. With a structure designed for your project and support at every stage.
For developers, businesses and SPVs in Portugal.
Your project. The capital to move forward.
€100–150k
Typical funding per project
Other amounts considered
Financing for your project.
Two solutions for different stages of your project. We work with you to find the right structure.
We want to meet the people behind the project.
We look beyond the property to the people behind it. We seek viable projects and developers committed to delivering them.
Experience to deliver
Developers, businesses and SPVs with an appropriate legal structure and the ability to deliver the project.
A well-prepared project
A business plan, budget, relevant permits and a clear repayment strategy.
Commitment to the project
The developer's own capital invested in the project and suitable collateral for the financing.
How it works, from start to finish.
From application to repayment, we guide your project through four stages.
Submit your project
Send us your project details. Following our assessment, you receive a non-binding indicative offer.
View details: Submit your project
Complete the form with details about the developer, the project and the financing you need. You can also contact us directly by email. info@dolux.app
We review your information and get in touch if anything is missing. Once the documentation is complete, our risk team assesses the project's viability and the proposed collateral.
Following this initial assessment, you receive a non-binding indicative proposal so you can review the terms before deciding whether to proceed.
Agree on the terms
We agree on the terms and prepare the contract. Once you sign, your project is presented to investors.
View details: Agree on the terms
If the proposal meets your needs and you agree to the terms in principle, our team starts preparing the project and its documentation for the platform.
Once everything is ready, you receive the contract with the final agreed terms. After signing, the project is presented to investors and the funding campaign opens.
The time needed to raise the capital depends on the financing amount and investor participation.
Receive your funding
Once the funding campaign is complete, we formalise the mortgage and transfer the funds to your company.
View details: Receive your funding
Once the funding target is reached, we arrange a notary appointment to formalise the mortgage over the property provided as collateral. Once the mortgage is in place, the capital is transferred to your company's bank account under the agreed terms.
Funds may be released in stages, in line with the project's progress and the terms of the contract.
Repay the loan
You pay interest quarterly, or as agreed. At the end of the loan term, you repay the principal and settle any outstanding amounts.
Once the loan is fully repaid, we arrange for the mortgage to be discharged.
View details: Repay the loan
The principal is repaid in full at the end of the term. Interest is paid quarterly, unless a different schedule is agreed in the contract. At maturity, the principal and any remaining interest or other amounts due are settled.
Once the loan is fully repaid, investors receive the amounts due to them and we arrange for the mortgage over the property to be discharged.
You can repay early without fees or penalties. Simply let our team know so we can coordinate repayment and close out the financing.
We're here throughout your project.
We monitor disbursements, construction progress and the repayment schedule. Together, we keep documentation and investor updates current until the financing is complete.
Explore the collateral frameworkFrequently asked questions
Answers to the key questions about financing your project.
Talk to the teamWhat is the typical funding amount?
Typical funding is €100,000 to €150,000 per project. This is a guideline rather than a fixed limit: other amounts may be considered based on the project, collateral and developer profile.
Who can submit a project?
Real estate developers, businesses and SPVs (companies created for a specific project) with an appropriate legal structure and the ability to deliver. Each project is assessed individually and requires the developer to contribute their own capital.
What documents should I prepare?
Company and shareholder information, a project presentation, budget, relevant permits, financial plan and proposed collateral. The team will confirm which documents are needed based on the project's stage and complexity.
What are the terms, rates and costs?
The term, interest rate and other charges depend on the project and risk assessment. All terms are provided before signing, including any applicable assessment, formalisation, collateral and monitoring costs.
What collateral is required?
Collateral is agreed case by case and may include property and other contractual arrangements. The assessment considers the requested amount, asset values and the risk of the transaction.
How are disbursements and payments made?
Funds may be released in stages as the project progresses. Interest is paid quarterly, or on another schedule agreed in the contract. The principal is repaid in full at the end of the loan term, together with any outstanding amounts. Once the loan is fully repaid, we arrange for the mortgage to be discharged. Monitoring and regular reporting continue throughout the financing period.
Does submitting a project guarantee funding?
No. Dolux is preparing for launch and the form lets you register your interest. Any future financing depends on project assessment and approval, agreed terms, successful fundraising and service availability.
Let's talk about your project.
Tell us what you have in mind. We'll start by getting to know your project and financing needs.
Present your projectinfo@dolux.app
We are preparing for launch. Submitting your project registers your interest and does not constitute a financing offer or guarantee.